Ten Reasons to get travel insurance

We understand that purchasing Travel Insurance can seem like an unnecessary expense, but the coverage could come in handy when you least expect it.

  1. You’ve been planning & preparing for your vacation for months, but just as your packing for the big adventure, someone becomes ill and all of a sudden, you are not able to travel. Or there is an expected death in the family. Your house floods, you can’t get off work or you are subpoenaed for jury duty. With Trip Cancellation Coverage, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more.
  2. You have to abort a trip because something happens to you, your traveling companion or a family member at home and getting home quickly may be very expensive. With Trip Interruption Coverage you’ll be able to recover your pre-paid non-recoverable extra costs of returning home early or if continuing as a single traveler, if your companion has to return early.
  3. You’ve planned a cruise but you discover the connecting flight to get to the ship is delayed, preventing you from getting to the pier on time to board your cruise.  With Missed Connection Coverage, you can take another flight to catch the ship at the next port-of-call. You may also have assistance services to help you arrange and pay for those travel changes.
  4. You and your friends have planned a hiking trip to climb Machu Picchu since college. After your first night in Lima, you wake with severe stomach pains and a high fever. You cannot start your hike. Instead, you need emergency medical care. This could become very expensive. Will your medical insurance coverage extend to out-of-country providers? Probably not, but no worries, because with Travel Medical Coverage you can file a claim for re-reimbursement of these unexpected out-of-pocket expenses once you return home.
  5. During your trip to Spain, you are involved in an accident and you have to be airlifted to the nearest hospital and eventually returned to the states by a private medical jet. Medical Evacuation Coverage will cover you for this.
  6. You’ve planned an excursion to Egypt for years, but weeks before leaving a terrorist attack occurs. The airports are closed, Egypt is in chaos and the State Department has issued a warning against travel to Egypt at this time. It would be unwise to travel now, but you would lose all the monies you’ve paid for the trip if you cancel.  With Terrorism Coverage you can cancel your trip without losing any money.
  7.  Your special day has finally arrived – your destination wedding at a beautiful resort in St Lucia, but your luggage has been delayed … with your wedding dress, shoes & all your personal items. You only have 2 days before the big event. With Lost, Stolen, or Damaged Luggage Coverage, you can relax. You can purchase new articles of clothing, essentials, and even new luggage, with peace of mind that you’ll be reimbursed for these unexpected expenses and you can get on with the festivities.
  8. It’s your first trip to Europe and while you’re sitting at a cafe enjoying an espresso, you reach for your wallet to pay and suddenly realize that your passport and wallet have been stolen. Where do you turn for assistance in obtaining emergency cash, and how will you get your passport replaced? With Coverage For Lost Passports and a 24-Hour Emergency Hotline, you’ll have assistance with provided emergency cash and expediting the process of replacing and paying for a new passport.
  9. You’ve planned a trip to the home country of your family heritage, but on your way, the train is canceled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation? With Emergency Assistance Services the cost of the service will be refunded and Travel Experts will be located and pay for transportation to get you where you want to be.
  10. 24-Hour Travel Assistance Hotline*.   Peace of mind that there is always someone to reach out too. Travel experts can help you replace a lost passport, get medical care in an emergency, re-accommodate you, call for roadside assistance if your rental car breaks down, and solve other travel dilemmas. The customer service department will speak your native language.
    *Most travel insurance plans include free access to a 24-hour travel assistance hotline.